From dac77cd19ec2c39e3cb66209f73096ee00148f18 Mon Sep 17 00:00:00 2001 From: nam24t71156677 Date: Sun, 7 Dec 2025 01:55:02 +0800 Subject: [PATCH] =?UTF-8?q?Add=20How=20Ordinary=20Housewife=20but=20Was=20?= =?UTF-8?q?Running=20Secret=20=E2=82=A4=20270k=20Benefits=20Scam?= MIME-Version: 1.0 Content-Type: text/plain; charset=UTF-8 Content-Transfer-Encoding: 8bit --- ...ing-Secret-%E2%82%A4-270k-Benefits-Scam.md | 58 +++++++++++++++++++ 1 file changed, 58 insertions(+) create mode 100644 How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md diff --git a/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md b/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md new file mode 100644 index 0000000..5d677f1 --- /dev/null +++ b/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md @@ -0,0 +1,58 @@ +
There is nothing remotely uncommon about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.
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And to the common eye, Lloyd looks like a normal middle-aged mum who works tirelessly to care for her sick other half.
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So it was to the sheer shock of neighbours when cops came down on their driveway to raid the couple's St Helens home.
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Hiding behind the family's net curtains was in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.
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Lloyd, 58, wept 'Oh my god' as she was jailed today over a string of untruths including utilizing a [dead woman's](https://housesites.in) identity, comprising 'fake' medical conditions for her son, and developing pseudonyms to work while declaring carers allowance.
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Husband Phillips, 54, was likewise imprisoned after the pair's massive advantages scams was lastly exposed.
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While the couple managed to siphon off their ill-gotten gains for years - neighbours have actually exposed to MailOnline the [apparent hints](https://caneparealty.com) that the couple were running a scam.
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Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives revealed a web of lies consisting of the development of pseudonyms to declare advantages
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The scammer next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had stopped working to divulge this to the council when she relocated in 2018
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Phillips pictured in an Aid for Heroes hoodie throughout a street celebration held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event
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Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling stick to fulfill his carers.
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But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond [Jubilee](https://barabikri.com).
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Locals also informed of how there was 'always something dodgy' about Lloyd, and that she would never look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.
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Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently took almost ₤ 170,000 in advantages over a decade, and likewise assisted Phillips wrongly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.
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When neighbours saw them leaving among their two automobiles earlier this week, they believed they were going off to stay at their secret caravan, just to find they were going to jail.
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One neighbour told MailOnline of the couple: 'I believed they were dodgy as he made a real program of not having the ability to walk whenever his carers were here.
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'He was shuffling along and holding onto his cars in the driveway before he took a very long time to get to his carer's cars and truck on his strolling stick.
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'But the next thing I saw him washing his BMW in the driveway - he seemed to be walking fine then.
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'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.
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'But after the police raid, they became more reserved and didn't state a lot to people.
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'There was constantly something dodgy about her - she would not look individuals in the eye and extolled going to her ₤ 60,000 caravan but would never say where it was.
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'They would take her teenage boy and go away on a Thursday night and not come home until Sunday.'
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Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, employment support allowance and council tax reductions that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'strolling fine'
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Following the cops raid secret rural street, neighbours were entrusted concerns regarding why the couple had been apprehended - and some declare Lloyd had later told them it was down to canine breeding.
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But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had claimed a total of ₤ 169,394.15 which she was not certified for in housing advantages, carers allowance and individual self-reliance payments over the course of 11-and-a-half years.
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With the help of Lloyd, Phillips was also discovered to have actually illegally declared ₤ 100,980.71 through PIP, housing benefits, employment assistance allowance and council tax reductions because 2018.
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Olivia Beesley, prosecuting, outlined how the mom's sophisticated scam began when she falsely started declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a ['fictitious](https://sib22.ir) address'.
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She even made a fake occupancy contract for the 'completely fictitious caravan', ultimately pocketing ₤ 71,597.16 from Lancashire Borough Council in [relation](https://tulia.co.ke) to the non-existent house.
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Then in 2018, she began making fraudulent claims that her hubby required 'several day-to-day carers to address his needs'. She went as far as using Phillips' sister Zoe's birth certificate to impersonate his sibling and claim that she was his main carer.
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She likewise lied that she was not able to work due to being a full-time carer, however was found to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
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In 2022, she began developing 'incorrect medical conditions' for her boy, claiming she had a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were claimed in relation to this.
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She again utilized the [departed woman's](https://allyrealestateagency.com) name as being her social to claim ₤ 13,526.70 of PIP, mentioning that she needed carers due to 'health conditions'.
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Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never ever revealed, and would say they were going to remain at the caravan from Thursday to Sunday
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One neighbour said they saw the couple leaving on of their cars earlier this week and presumed they were going off to their 'caravan', just to later learn they were off to prison
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When MailOnline visited Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her child would allegedly go off to a caravan on the weekends.
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It is not understood whether this was the same 'fictitious caravan' which took place to have actually never ever existed, or an indeed a different, real caravan.
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Leni Newton, 63, stated: 'She informed people that the cops raid was because someone had told on her for breeding border collie pups without a licence.
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'I'm stunned they have actually been [imprisoned](https://housingbuddy.in). I believed they were all above board.
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'I just saw them a few days ago loading up luggage - I thought they were just going to their caravan.'
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She added: 'I understand they satisfied as she was his carer. He was wed but Angela relocated. I believed she had actually resided in Southport.
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'I did see his ex-wife parked up in the street seeing his house when they divided.
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'She was undoubtedly spying on them.'
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Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.
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'There were a great deal of authorities came here.
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'He was at the [street party](https://millerltr.com) for the Queen but other times he did appear really frail.'
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Hand in Hand homecare firm confirmed to MailOnline that Lloyd had authentic referrals, DBS checks and training certificates in the name of Wendy Lloyd.
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A representative stated: 'We sacked her right away when we learnt the truth.
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'All her DBS and referrals took a look at. The cops said we had not done anything wrong.'
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The court heard how Phillips likewise [defrauded money](https://google-property.com) from the general public purse by failing to disclose the fact that Lloyd had actually moved into his home in 2018 - permitting him to continue [declaring](https://gaytrihomestay.homestaybuddy.in) more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.
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He is likewise stated to have actually 'exaggerated' his [medical conditions](https://retehomes.reteicons.com) and require for care, stating that he was not able to do anything for himself.
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He declared himself 'unfit for work' and failed to discuss his wife's wage - illegally stealing ₤ 51k in work assistance allowance.
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However, Phillips declared that Lloyd had actually finished the type and had just 'asked him to sign it'.
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Phillips' counsel Jim Smith argued he has a 'complicated recent history' of psychological health and impairments consisting of neurological condition, anxiety and anxiety.
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He was likewise said to have actually a pacemaker fitted and appeared in court in a wheelchair.
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While Phillips had no previous convictions associating with comparable matters, however Lloyd's criminal record reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance was in 2012.
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Lloyd was jailed for 2 years after confessing seven counts of scams by false representation, and Phillips was likewise seen wiping back tears as he was jailed for 20 months for scams by false representation and 3 counts of dishonestly failing to [disclose](https://paradisecostaricarealty.com) information to make a gain.
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Sentencing, Judge Simon [Medland KC](https://thaipropertyplus.com) said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the general public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you defrauded from the public.
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'For those who look for to defraud the general public of scarce and important benefits which require to be directed to those who [require](https://propertylifesouthernhighlands.com.au) them, not those who merely want to have them for factors of individual greed, that is a severe offence dedicated by each of you over an extended period of time.'
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